Frequently Asked Questions

We are located at 1664 Westwind Way, Lathrop, California 95330. Our office is easily accessible for clients in the surrounding area, and we welcome you to visit us during business hours for consultations, policy support, or to file a claim in person.

At Junniper Insurance Agency, we take pride in offering reliable, affordable, and transparent services. Our approach is centered around helping clients feel secure and confident in their coverage. Unlike many providers, we prioritize honest communication, fair pricing, and tailored insurance plans that truly serve your unique needs, whether you’re a truck owner, homeowner, or business operator.

Yes, transportation and trucking insurance is one of our core specialties. We have a deep understanding of the commercial trucking industry and the specific coverages required to operate safely and legally. Whether you're managing a single box truck or a fleet of semi-trailers, we provide customized policies to protect your vehicles, cargo, and business operations.

We offer comprehensive coverage options for transport businesses including Auto Liability with a minimum coverage of $1 million, General Liability also starting at $1 million, Physical Damage coverage based on the vehicle’s value, and Motor Truck Cargo coverage starting at $100,000. These options are designed to meet legal requirements and provide peace of mind on the road.

Yes, our Intermodal Trucking Insurance policies are fully UIIA compliant, making them suitable for operators who work within intermodal terminals and require specialized coverage to meet strict standards and terminal access requirements.

Absolutely. We understand that managing finances is important, especially for small businesses and individuals. That’s why we offer flexible payment plans tailored to fit your budget. These plans are designed to make insurance affordable without compromising on the quality or extent of coverage.

Filing a claim with us is simple and stress-free. You can either call our office directly or file your claim online through our website. To get started, all you need is your policy number, details of the incident such as time, location, and a description of what happened, along with information about any other parties involved. If available, we also recommend including the police report for a smoother process.

Yes, we provide a user-friendly client portal where customers can enter their policy number to access, download, and view their policy documents. We are also working on launching a more advanced portal that will allow clients to make edits, updates, and manage more aspects of their policies online.

We proudly serve both businesses and individual clients. Whether you are a trucking company looking for commercial insurance or a family seeking personal coverage for your home, car, or pet, we have solutions that are personalized and affordable for all types of clients.

Our office is open Monday to Friday from 9:00 AM to 5:00 PM and on Saturdays from 10:00 AM to 2:00 PM. During these hours, our team is available to assist with any questions, claims, or policy needs. We are committed to providing quick and attentive support whenever you reach out to us.

We pride ourselves on being highly responsive. During business hours, we ensure that client inquiries—whether by phone, email, or website form—are addressed quickly and professionally. Our clients can count on us for timely updates, fast follow-ups, and dependable service.

Yes, we offer Auto Insurance for individuals who own cars or SUVs. Whether you're looking for basic liability, full coverage, or comprehensive protection, we’ll help you choose a plan that fits your lifestyle and budget. Our policies are designed to offer peace of mind whether you're commuting daily or just driving occasionally.

Yes, we offer Pet Insurance that helps cover the cost of unexpected veterinary visits, medications, surgeries, and other medical needs. This coverage ensures that you can provide the best care for your pets without the stress of large out-of-pocket expenses.

Yes, we provide Homeowners Insurance that covers damages caused by fire, theft, natural disasters, and other risks. We help homeowners secure the right protection for their property and belongings, offering policy options that can be customized based on the home’s location, size, and value.

Workers’ Compensation Insurance provides financial protection for both employers and employees in the event of workplace injuries. If an employee is injured while performing their job, this insurance helps cover medical expenses and lost wages. Any business with employees should consider this essential coverage to stay compliant with labor laws and protect both the team and the business.

Getting a quote from us is quick and easy. Simply contact us with some basic information about your insurance needs, such as the type of coverage, vehicle or property details, and any existing coverage limits. Our team will review the information and provide a customized quote that reflects your specific requirements and budget.

The minimum coverage for trucking insurance includes $1 million in Auto Liability and General Liability, $100,000 for Motor Truck Cargo, and Physical Damage coverage based on the market value of the vehicle. These minimums ensure compliance with industry standards while offering strong financial protection.

While we are proudly based in Lathrop, California, we serve clients across Northern California and neighboring regions. Whether you’re local or operating in surrounding areas, we are happy to assist you with reliable, customized insurance solutions.

Setting up a new policy with us is usually a same-day process. As long as we have all the necessary documentation and details, we work swiftly to ensure your coverage is active as soon as possible. Our goal is to get you insured without unnecessary delays.

If you ever need to update your policy—whether it’s a change in address, coverage type, or payment details—we make the process straightforward. You can either contact our team directly or log into the client portal (when available) to request changes. We’re here to ensure your coverage always matches your current needs.

At Junniper Insurance Agency, we focus on the services we excel in, which include trucking, auto, homeowners, pet, and workers’ compensation insurance. If you are looking for a different type of coverage not listed on our website, feel free to reach out. We’re happy to let you know if we can assist or refer you to someone who can.

Yes, our agency operates under a valid Property & Casualty License. All our agents are qualified professionals committed to helping clients find the right coverage while ensuring full compliance with California insurance laws and industry regulations.

You can reach us by calling +1 (209) 751-2002 or sending an email to info@junniperinsuranceagency.com. For in-person visits, our office is located at 1664 Westwind Way, Lathrop, CA 95330. We also encourage visitors to use our website to submit inquiries or claims anytime.